Penetration Testing: The Reality of Cybersecurity in 2026

 Cyberattacks are evolving faster than ever, watch Optiri’s webinar with Senior Director Barry Lewis and Senior Penetration Tester Deric Garci to see how your credit union can validate its defenses against real-world threats. Penetration testing, an NCUA requirement, helps validate that readiness by safely simulating how an actual attacker would target your environment. Unlike automated vulnerability scans that rely on predefined rules and known signatures, true penetration testing combines advanced tools with human expertise. By simulating realistic attack scenarios in a way that automated tools simply cannot replicate, chaining vulnerabilities together, exploiting misconfigurations, bypassing controls and using social engineering or phishing tactics, true penetration testing shows how your technology and your staff respond under pressure. Optiri now offers Penetration Testing as part of its security services, delivered by experts who understand both cybersecurity and the unique regulatory and operational realities of credit unions.  

This webinar will:

- Review why penetration testing should be conducted annually 

- Explain how human-led penetration testing differs from automated vulnerability scanning

- Demonstrate what penetration testing evaluates, including technical controls, user behavior, and real-world attack paths

 - Provide insight into how internal bias and assumptions can limit testing effectiveness 

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